How much flood risk does Rabun County actually carry?
Rabun County lands at the 58.1th percentile of FEMA's National Risk Index for flooding, "Relatively Low" territory — below the national norm for flood hazard — with the hazard driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 1 years. This describes the county, not any one street — FEMA only publishes exact parcel zones through a live map service.
Rabun County's flood-insurance compliance gap
13.5% of the homes FEMA requires to carry flood insurance in Rabun County — those inside the mapped Special Flood Hazard Area — actually have a policy in force: 66 policies against 489 mandated structures, which means a meaningful share of legally-required coverage simply isn't there. Across all residential structures in Rabun County, not just the ones FEMA mandates, 1.1% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
Rabun County against the rest of the country
Rabun County sits at rank 1379 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 1948 of 3144 by population (1 is biggest). Rabun County, Georgia is home to about 17,711 people across 370.137 square miles of land.
Checking a specific address in Rabun County
FEMA counts 10,236 residential structures in Rabun County overall, 108 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Rabun County's numbers. The guide to what the Special Flood Hazard Area actually means explains why the mandatory-insurance rule exists and who it applies to.