Quitman County, MS flood risk explained
Flood hazard in Quitman County sits at the 15.8th national percentile, among the lowest flood hazard in the country; driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 4 years. County-wide, not parcel-specific: FEMA's real flood-zone map is queried live, never shipped as a download.
Who actually carries the flood insurance FEMA requires
5.2% of the homes FEMA requires to carry flood insurance in Quitman County — those inside the mapped Special Flood Hazard Area — actually have a policy in force: 74 policies against 1,412 mandated structures, which means a meaningful share of legally-required coverage simply isn't there. Looking beyond the mandated zone, 3.2% of all residential structures in Quitman County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
Quitman County against the rest of the country
Among the 3144 US counties FEMA scores for flood hazard, Quitman County ranks 2679 — 1 being the highest hazard nationally — and 2776 by population among all 3144 counties covered here, where 1 is the largest. Quitman County, Mississippi covers 405.012 square miles and counts roughly 5,542 residents.
Your street may differ from Quitman County's average
FEMA counts 3,112 residential structures in Quitman County overall, 98 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
Where Quitman County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.