Queen Anne's County, MD flood risk explained
Flood hazard in Queen Anne's County sits at the 67.2th national percentile, a middling flood hazard by national standards; driven by coastal storm surge rather than inland rivers — FEMA's model puts a surge event here at about 3.7 times a year. County-wide, not parcel-specific: FEMA's real flood-zone map is queried live, never shipped as a download.
Mandatory flood insurance compliance in Queen Anne's County
FEMA's own figures for Queen Anne's County report more NFIP policies in the mapped flood zone than FEMA's own count of residential structures there, which produces a compliance rate over 100% — a data problem on FEMA's side, not evidence that everyone here is over-insured. See the data quality guide for how widespread this is. Looking beyond the mandated zone, 7.9% of all residential structures in Queen Anne's County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
Queen Anne's County against the rest of the country
Among the 3144 US counties FEMA scores for flood hazard, Queen Anne's County ranks 1076 — 1 being the highest hazard nationally — and 967 by population among all 3144 counties covered here, where 1 is the largest. Queen Anne's County, Maryland covers 371.669 square miles and counts roughly 53,688 residents.
Checking a specific address in Queen Anne's County
FEMA counts 21,258 residential structures in Queen Anne's County overall, 1,675 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
Where Queen Anne's County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. Queen Anne's County's compliance figure is one of the ones affected by FEMA's incomplete denominator data — the data quality guide explains what that means and how many counties it touches.