Pulaski County, MO flood risk explained
Flood hazard in Pulaski County sits at the 62.4th national percentile, below the national norm for flood hazard; driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 2.5 times a year. That's a county-wide figure, not a per-address one — FEMA's parcel maps are a live lookup, not a bulk file.
Who actually carries the flood insurance FEMA requires
14.2% of the homes FEMA requires to carry flood insurance in Pulaski County — those inside the mapped Special Flood Hazard Area — actually have a policy in force: 37 policies against 260 mandated structures, which means a meaningful share of legally-required coverage simply isn't there. Looking beyond the mandated zone, 0.4% of all residential structures in Pulaski County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
Pulaski County against the rest of the country
Among the 3144 US counties FEMA scores for flood hazard, Pulaski County ranks 1232 — 1 being the highest hazard nationally — and 960 by population among all 3144 counties covered here, where 1 is the largest. Pulaski County, Missouri is home to about 53,964 people across 547.113 square miles of land.
Checking a specific address in Pulaski County
FEMA counts 16,036 residential structures in Pulaski County overall, 66 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
Where Pulaski County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.