Pulaski County, KY flood risk explained
Flood hazard in Pulaski County sits at the 81.6th national percentile, a middling flood hazard by national standards; driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 2.3 times a year. County-wide, not parcel-specific: FEMA's real flood-zone map is queried live, never shipped as a download.
Who actually carries the flood insurance FEMA requires
1.8% of the homes FEMA requires to carry flood insurance in Pulaski County — those inside the mapped Special Flood Hazard Area — actually have a policy in force: 4 policies against 220 mandated structures, which means a meaningful share of legally-required coverage simply isn't there. Looking beyond the mandated zone, 0% of all residential structures in Pulaski County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
Pulaski County against the rest of the country
Among the 3144 US counties FEMA scores for flood hazard, Pulaski County ranks 606 — 1 being the highest hazard nationally — and 817 by population among all 3144 counties covered here, where 1 is the largest. Pulaski County, Kentucky is home to about 66,842 people across 658.106 square miles of land.
Checking a specific address in Pulaski County
16 of Pulaski County's 39,674 residential structures carry flood coverage of some kind, per FEMA's latest count — useful context, not a substitute for checking one parcel.
Where Pulaski County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.