Pueblo County, CO flood risk explained
Flood hazard in Pueblo County sits at the 81.1th national percentile, a middling flood hazard by national standards; driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 2.6 times a year. That's a county-wide figure, not a per-address one — FEMA's parcel maps are a live lookup, not a bulk file.
Who actually carries the flood insurance FEMA requires
Out of 357 homes FEMA counts inside Pueblo County's mapped flood zone, 43 carry the flood policy federal law requires there — 12% compliance, short of full coverage. Looking beyond the mandated zone, 0.2% of all residential structures in Pueblo County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
How Pueblo County compares nationally
Among the 3144 US counties FEMA scores for flood hazard, Pueblo County ranks 619 — 1 being the highest hazard nationally — and 413 by population among all 3144 counties covered here, where 1 is the largest. Pueblo County, Colorado covers 2,386.552 square miles and counts roughly 169,866 residents.
Your street may differ from Pueblo County's average
106 of Pueblo County's 63,100 residential structures carry flood coverage of some kind, per FEMA's latest count — useful context, not a substitute for checking one parcel.
Where Pueblo County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.