Potter County, PA: flood risk, in FEMA's own numbers
On FEMA's National Risk Index, Potter County scores at the 55.2th percentile for flood hazard, rated "Relatively Low" — below the national norm for flood hazard. The hazard here is driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 2 years. That's a county-wide figure, not a per-address one — FEMA's parcel maps are a live lookup, not a bulk file.
Mandatory flood insurance compliance in Potter County
Out of 1,144 homes FEMA counts inside Potter County's mapped flood zone, 116 carry the flood policy federal law requires there — 10.1% compliance, short of full coverage. Looking beyond the mandated zone, 1.3% of all residential structures in Potter County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
How Potter County compares nationally
Among the 3144 US counties FEMA scores for flood hazard, Potter County ranks 1475 — 1 being the highest hazard nationally — and 2036 by population among all 3144 counties covered here, where 1 is the largest. About 15,993 people live in Potter County, Pennsylvania, spread over 1,081.249 square miles.
Checking a specific address in Potter County
122 of Potter County's 9,668 residential structures carry flood coverage of some kind, per FEMA's latest count — useful context, not a substitute for checking one parcel.
Where Potter County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.