Portage County, OH flood risk explained
Flood hazard in Portage County sits at the 75.3th national percentile, a middling flood hazard by national standards; driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 1 times a year. That's a county-wide figure, not a per-address one — FEMA's parcel maps are a live lookup, not a bulk file.
Mandatory flood insurance compliance in Portage County
19.9% of the homes FEMA requires to carry flood insurance in Portage County — those inside the mapped Special Flood Hazard Area — actually have a policy in force: 110 policies against 552 mandated structures, which means a meaningful share of legally-required coverage simply isn't there. Looking beyond the mandated zone, 0.4% of all residential structures in Portage County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
How Portage County compares nationally
Among the 3144 US counties FEMA scores for flood hazard, Portage County ranks 810 — 1 being the highest hazard nationally — and 429 by population among all 3144 counties covered here, where 1 is the largest. Portage County, Ohio is home to about 163,839 people across 487.454 square miles of land.
Checking a specific address in Portage County
FEMA counts 52,876 residential structures in Portage County overall, 195 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
Where Portage County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.