How much flood risk does Pitt County actually carry?
Pitt County lands at the 87.7th percentile of FEMA's National Risk Index for flooding, "Relatively Moderate" territory — a middling flood hazard by national standards — with the hazard driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 1.1 times a year. That's a county-wide figure, not a per-address one — FEMA's parcel maps are a live lookup, not a bulk file.
Pitt County's flood-insurance compliance gap
Out of 2,313 homes FEMA counts inside Pitt County's mapped flood zone, 795 carry the flood policy federal law requires there — 34.4% compliance, short of full coverage. Across all residential structures in Pitt County, not just the ones FEMA mandates, 2.3% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
Where Pitt County ranks
Pitt County sits at rank 405 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 385 of 3144 by population (1 is biggest). Pitt County, North Carolina is home to about 180,783 people across 652.366 square miles of land.
Checking a specific address in Pitt County
Across all of Pitt County's 61,820 residential structures, 1,428 carry an NFIP policy today — a county-wide count that still can't tell you one address's own mapped zone.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Pitt County's numbers. The guide to what the Special Flood Hazard Area actually means explains why the mandatory-insurance rule exists and who it applies to.