How much flood risk does Pipestone County actually carry?
Pipestone County lands at the 18.5th percentile of FEMA's National Risk Index for flooding, "Very Low" territory — among the lowest flood hazard in the country — with the hazard driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 2 times a year. That's a county-wide figure, not a per-address one — FEMA's parcel maps are a live lookup, not a bulk file.
Who actually carries the flood insurance FEMA requires
Pipestone County is one of the counties where FEMA's own denominator for mandated flood-zone structures is missing, so no compliance rate is shown rather than a guessed one — the data quality guide covers how common this is. Across all residential structures in Pipestone County, not just the ones FEMA mandates, 0.1% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
Pipestone County against the rest of the country
Pipestone County sits at rank 2601 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 2484 of 3144 by population (1 is biggest). Pipestone County, Minnesota covers 465.053 square miles and counts roughly 9,100 residents.
Your street may differ from Pipestone County's average
FEMA counts 4,556 residential structures in Pipestone County overall, 6 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Pipestone County's numbers. See the data quality guide for why Pipestone County, like hundreds of other counties, doesn't get a clean compliance percentage.