How much flood risk does Pike County actually carry?
Pike County lands at the 78.8th percentile of FEMA's National Risk Index for flooding, "Relatively Moderate" territory — a middling flood hazard by national standards — with the hazard driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 2 years. That's a county-wide figure, not a per-address one — FEMA's parcel maps are a live lookup, not a bulk file.
Who actually carries the flood insurance FEMA requires
Out of 513 homes FEMA counts inside Pike County's mapped flood zone, 61 carry the flood policy federal law requires there — 11.9% compliance, short of full coverage. Across all residential structures in Pike County, not just the ones FEMA mandates, 0.4% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
How Pike County compares nationally
Pike County sits at rank 697 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 866 of 3144 by population (1 is biggest). Pike County, Pennsylvania covers 544.896 square miles and counts roughly 62,376 residents.
Checking a specific address in Pike County
FEMA counts 39,731 residential structures in Pike County overall, 172 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Pike County's numbers. The guide to what the Special Flood Hazard Area actually means explains why the mandatory-insurance rule exists and who it applies to.