Pike County, KY flood risk explained
Flood hazard in Pike County sits at the 94th national percentile, well above the national norm for flood hazard; driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 3.3 times a year. This describes the county, not any one street — FEMA only publishes exact parcel zones through a live map service.
Who actually carries the flood insurance FEMA requires
Out of 3,461 homes FEMA counts inside Pike County's mapped flood zone, 741 carry the flood policy federal law requires there — 21.4% compliance, short of full coverage. Looking beyond the mandated zone, 3.5% of all residential structures in Pike County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
Where Pike County ranks
Among the 3144 US counties FEMA scores for flood hazard, Pike County ranks 208 — 1 being the highest hazard nationally — and 943 by population among all 3144 counties covered here, where 1 is the largest. Pike County, Kentucky is home to about 55,430 people across 786.222 square miles of land.
Your street may differ from Pike County's average
927 of Pike County's 26,493 residential structures carry flood coverage of some kind, per FEMA's latest count — useful context, not a substitute for checking one parcel.
Where Pike County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.