How much flood risk does Pike County actually carry?
Pike County lands at the 26.8th percentile of FEMA's National Risk Index for flooding, "Very Low" territory — among the lowest flood hazard in the country — with the hazard driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 5.6 times a year. County-wide, not parcel-specific: FEMA's real flood-zone map is queried live, never shipped as a download.
Who actually carries the flood insurance FEMA requires
6.5% of the homes FEMA requires to carry flood insurance in Pike County — those inside the mapped Special Flood Hazard Area — actually have a policy in force: 2 policies against 31 mandated structures, which means a meaningful share of legally-required coverage simply isn't there. Across all residential structures in Pike County, not just the ones FEMA mandates, 0.1% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
How Pike County compares nationally
Pike County sits at rank 2351 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 2274 of 3144 by population (1 is biggest). Pike County, Indiana is home to about 12,116 people across 334.351 square miles of land.
Checking a specific address in Pike County
4 of Pike County's 5,924 residential structures carry flood coverage of some kind, per FEMA's latest count — useful context, not a substitute for checking one parcel.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Pike County's numbers. The guide to what the Special Flood Hazard Area actually means explains why the mandatory-insurance rule exists and who it applies to.