Pike County, GA flood risk explained
Flood hazard in Pike County sits at the 20.2th national percentile, among the lowest flood hazard in the country; driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 2 years. County-wide, not parcel-specific: FEMA's real flood-zone map is queried live, never shipped as a download.
Mandatory flood insurance compliance in Pike County
Homes with a federally backed mortgage inside Pike County's mapped high-risk flood zone (the Special Flood Hazard Area, or SFHA) are legally required to carry an NFIP flood policy. In practice, 31.3% of them do — 5 active policies against 16 structures FEMA counts in that zone, leaving a real compliance gap. Looking beyond the mandated zone, 0.1% of all residential structures in Pike County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
How Pike County compares nationally
Among the 3144 US counties FEMA scores for flood hazard, Pike County ranks 2549 — 1 being the highest hazard nationally — and 1790 by population among all 3144 counties covered here, where 1 is the largest. About 20,669 people live in Pike County, Georgia, spread over 216.086 square miles.
Checking a specific address in Pike County
FEMA counts 7,632 residential structures in Pike County overall, 6 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
Where Pike County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.