How much flood risk does Phillips County actually carry?
Phillips County lands at the 46.2th percentile of FEMA's National Risk Index for flooding, "Relatively Low" territory — below the national norm for flood hazard — with the hazard driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 2 years. County-wide, not parcel-specific: FEMA's real flood-zone map is queried live, never shipped as a download.
Who actually carries the flood insurance FEMA requires
Out of 1,118 homes FEMA counts inside Phillips County's mapped flood zone, 107 carry the flood policy federal law requires there — 9.6% compliance, short of full coverage. Across all residential structures in Phillips County, not just the ones FEMA mandates, 1.8% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
Where Phillips County ranks
Phillips County sits at rank 1754 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 2111 of 3144 by population (1 is biggest). Phillips County, Arkansas is home to about 14,661 people across 690.36 square miles of land.
Checking a specific address in Phillips County
Across all of Phillips County's 6,895 residential structures, 123 carry an NFIP policy today — a county-wide count that still can't tell you one address's own mapped zone.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Phillips County's numbers. The guide to what the Special Flood Hazard Area actually means explains why the mandatory-insurance rule exists and who it applies to.