Perry County, AL: flood risk, in FEMA's own numbers
On FEMA's National Risk Index, Perry County scores at the 22.5th percentile for flood hazard, rated "Very Low" — among the lowest flood hazard in the country. The hazard here is driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 3 years. This describes the county, not any one street — FEMA only publishes exact parcel zones through a live map service.
Mandatory flood insurance compliance in Perry County
1% of the homes FEMA requires to carry flood insurance in Perry County — those inside the mapped Special Flood Hazard Area — actually have a policy in force: 1 policies against 100 mandated structures, which means a meaningful share of legally-required coverage simply isn't there. Looking beyond the mandated zone, 0.1% of all residential structures in Perry County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
Where Perry County ranks
Among the 3144 US counties FEMA scores for flood hazard, Perry County ranks 2478 — 1 being the highest hazard nationally — and 2596 by population among all 3144 counties covered here, where 1 is the largest. Perry County, Alabama covers 719.67 square miles and counts roughly 7,719 residents.
What to do next if you own or are buying in Perry County
2 of Perry County's 4,393 residential structures carry flood coverage of some kind, per FEMA's latest count — useful context, not a substitute for checking one parcel.
Where Perry County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.