Is Perquimans County, NC in a flood zone?
FEMA's National Risk Index puts Perquimans County's flood hazard at the 52.2th percentile nationally — below the national norm for flood hazard — driven by coastal storm surge rather than inland rivers — FEMA's model puts a surge event here at about 3.2 times a year. This describes the county, not any one street — FEMA only publishes exact parcel zones through a live map service.
Who actually carries the flood insurance FEMA requires
Homes with a federally backed mortgage inside Perquimans County's mapped high-risk flood zone (the Special Flood Hazard Area, or SFHA) are legally required to carry an NFIP flood policy. In practice, 74.8% of them do — 205 active policies against 274 structures FEMA counts in that zone, leaving a real compliance gap. Across all residential structures in Perquimans County, not just the ones FEMA mandates, 6% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
Where Perquimans County ranks
Perquimans County sits at rank 1568 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 2192 of 3144 by population (1 is biggest). Perquimans County, North Carolina covers 247.176 square miles and counts roughly 13,460 residents.
What to do next if you own or are buying in Perquimans County
Across all of Perquimans County's 6,631 residential structures, 396 carry an NFIP policy today — a county-wide count that still can't tell you one address's own mapped zone.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Perquimans County's numbers. Because storm surge plays a real role here, the guide to coastal vs. inland flood hazard is worth reading alongside this page.