Perkins County, NE flood risk explained
Flood hazard in Perkins County sits at the 2.3th national percentile, among the lowest flood hazard in the country; driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 3 years. That's a county-wide figure, not a per-address one — FEMA's parcel maps are a live lookup, not a bulk file.
Mandatory flood insurance compliance in Perkins County
Out of 12 homes FEMA counts inside Perkins County's mapped flood zone, 0 carry the flood policy federal law requires there — 0% compliance, short of full coverage. Looking beyond the mandated zone, 0.1% of all residential structures in Perkins County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
Where Perkins County ranks
Among the 3144 US counties FEMA scores for flood hazard, Perkins County ranks 3077 — 1 being the highest hazard nationally — and 2973 by population among all 3144 counties covered here, where 1 is the largest. Perkins County, Nebraska covers 883.313 square miles and counts roughly 2,779 residents.
Checking a specific address in Perkins County
FEMA counts 2,417 residential structures in Perkins County overall, 3 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
Where Perkins County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.