How much flood risk does Pepin County actually carry?
Pepin County lands at the 16.2th percentile of FEMA's National Risk Index for flooding, "Very Low" territory — among the lowest flood hazard in the country — with the hazard driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 2 years. County-wide, not parcel-specific: FEMA's real flood-zone map is queried live, never shipped as a download.
Pepin County's flood-insurance compliance gap
11.2% of the homes FEMA requires to carry flood insurance in Pepin County — those inside the mapped Special Flood Hazard Area — actually have a policy in force: 11 policies against 98 mandated structures, which means a meaningful share of legally-required coverage simply isn't there. Across all residential structures in Pepin County, not just the ones FEMA mandates, 0.6% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
Pepin County against the rest of the country
Pepin County sits at rank 2668 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 2611 of 3144 by population (1 is biggest). Pepin County, Wisconsin is home to about 7,555 people across 232.008 square miles of land.
Your street may differ from Pepin County's average
17 of Pepin County's 3,003 residential structures carry flood coverage of some kind, per FEMA's latest count — useful context, not a substitute for checking one parcel.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Pepin County's numbers. The guide to what the Special Flood Hazard Area actually means explains why the mandatory-insurance rule exists and who it applies to.