Is Pend Oreille County, WA in a flood zone?
FEMA's National Risk Index puts Pend Oreille County's flood hazard at the 54.3th percentile nationally — below the national norm for flood hazard — driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 2 years. County-wide, not parcel-specific: FEMA's real flood-zone map is queried live, never shipped as a download.
Who actually carries the flood insurance FEMA requires
Pend Oreille County is one of the counties where FEMA's own denominator for mandated flood-zone structures is missing, so no compliance rate is shown rather than a guessed one — the data quality guide covers how common this is. Across all residential structures in Pend Oreille County, not just the ones FEMA mandates, 1% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
Where Pend Oreille County ranks
Pend Oreille County sits at rank 1502 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 2136 of 3144 by population (1 is biggest). About 14,332 people live in Pend Oreille County, Washington, spread over 1,400.245 square miles.
Checking a specific address in Pend Oreille County
88 of Pend Oreille County's 8,683 residential structures carry flood coverage of some kind, per FEMA's latest count — useful context, not a substitute for checking one parcel.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Pend Oreille County's numbers. See the data quality guide for why Pend Oreille County, like hundreds of other counties, doesn't get a clean compliance percentage.