Peach County, GA flood risk explained
Flood hazard in Peach County sits at the 22.7th national percentile, among the lowest flood hazard in the country; driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 3 years. That's a county-wide figure, not a per-address one — FEMA's parcel maps are a live lookup, not a bulk file.
Who actually carries the flood insurance FEMA requires
Homes with a federally backed mortgage inside Peach County's mapped high-risk flood zone (the Special Flood Hazard Area, or SFHA) are legally required to carry an NFIP flood policy. In practice, 10.9% of them do — 6 active policies against 55 structures FEMA counts in that zone, leaving a real compliance gap. Looking beyond the mandated zone, 0.2% of all residential structures in Peach County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
How Peach County compares nationally
Among the 3144 US counties FEMA scores for flood hazard, Peach County ranks 2472 — 1 being the highest hazard nationally — and 1465 by population among all 3144 counties covered here, where 1 is the largest. Peach County, Georgia is home to about 29,213 people across 150.284 square miles of land.
Your street may differ from Peach County's average
FEMA counts 10,727 residential structures in Peach County overall, 19 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
Where Peach County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.