Is Pawnee County, OK in a flood zone?
FEMA's National Risk Index puts Pawnee County's flood hazard at the 35.4th percentile nationally — below the national norm for flood hazard — driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 1.3 times a year. County-wide, not parcel-specific: FEMA's real flood-zone map is queried live, never shipped as a download.
Pawnee County's flood-insurance compliance gap
Pawnee County is one of the counties where FEMA's own denominator for mandated flood-zone structures is missing, so no compliance rate is shown rather than a guessed one — the data quality guide covers how common this is. Across all residential structures in Pawnee County, not just the ones FEMA mandates, 0% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
Where Pawnee County ranks
Pawnee County sits at rank 2092 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 2030 of 3144 by population (1 is biggest). Pawnee County, Oklahoma covers 568.353 square miles and counts roughly 16,111 residents.
Your street may differ from Pawnee County's average
FEMA counts 7,937 residential structures in Pawnee County overall, 1 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Pawnee County's numbers. See the data quality guide for why Pawnee County, like hundreds of other counties, doesn't get a clean compliance percentage.