Is Park County, CO in a flood zone?
FEMA's National Risk Index puts Park County's flood hazard at the 21.8th percentile nationally — among the lowest flood hazard in the country — driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 3 years. This describes the county, not any one street — FEMA only publishes exact parcel zones through a live map service.
Mandatory flood insurance compliance in Park County
13.9% of the homes FEMA requires to carry flood insurance in Park County — those inside the mapped Special Flood Hazard Area — actually have a policy in force: 19 policies against 137 mandated structures, which means a meaningful share of legally-required coverage simply isn't there. Across all residential structures in Park County, not just the ones FEMA mandates, 0.2% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
Where Park County ranks
Park County sits at rank 2500 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 1916 of 3144 by population (1 is biggest). Park County, Colorado is home to about 18,316 people across 2,193.51 square miles of land.
What to do next if you own or are buying in Park County
25 of Park County's 13,167 residential structures carry flood coverage of some kind, per FEMA's latest count — useful context, not a substitute for checking one parcel.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Park County's numbers. The guide to what the Special Flood Hazard Area actually means explains why the mandatory-insurance rule exists and who it applies to.