How much flood risk does Oxford County actually carry?
Oxford County lands at the 73.3th percentile of FEMA's National Risk Index for flooding, "Relatively Moderate" territory — a middling flood hazard by national standards — with the hazard driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 3.1 times a year. This describes the county, not any one street — FEMA only publishes exact parcel zones through a live map service.
Mandatory flood insurance compliance in Oxford County
Out of 1,171 homes FEMA counts inside Oxford County's mapped flood zone, 222 carry the flood policy federal law requires there — 19% compliance, short of full coverage. Across all residential structures in Oxford County, not just the ones FEMA mandates, 1.1% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
How Oxford County compares nationally
Oxford County sits at rank 879 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 891 of 3144 by population (1 is biggest). Oxford County, Maine is home to about 60,039 people across 2,076.958 square miles of land.
Checking a specific address in Oxford County
275 of Oxford County's 25,121 residential structures carry flood coverage of some kind, per FEMA's latest count — useful context, not a substitute for checking one parcel.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Oxford County's numbers. The guide to what the Special Flood Hazard Area actually means explains why the mandatory-insurance rule exists and who it applies to.