Noble County, IN: flood risk, in FEMA's own numbers
On FEMA's National Risk Index, Noble County scores at the 48.4th percentile for flood hazard, rated "Relatively Low" — below the national norm for flood hazard. The hazard here is driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 9 years. That's a county-wide figure, not a per-address one — FEMA's parcel maps are a live lookup, not a bulk file.
Mandatory flood insurance compliance in Noble County
Out of 990 homes FEMA counts inside Noble County's mapped flood zone, 178 carry the flood policy federal law requires there — 18% compliance, short of full coverage. Looking beyond the mandated zone, 0.9% of all residential structures in Noble County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
Noble County against the rest of the country
Among the 3144 US counties FEMA scores for flood hazard, Noble County ranks 1683 — 1 being the highest hazard nationally — and 1038 by population among all 3144 counties covered here, where 1 is the largest. About 47,811 people live in Noble County, Indiana, spread over 410.843 square miles.
Checking a specific address in Noble County
Across all of Noble County's 21,172 residential structures, 192 carry an NFIP policy today — a county-wide count that still can't tell you one address's own mapped zone.
Where Noble County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.