Newton County, GA flood risk explained
Flood hazard in Newton County sits at the 61.8th national percentile, below the national norm for flood hazard; driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 3 years. This describes the county, not any one street — FEMA only publishes exact parcel zones through a live map service.
Who actually carries the flood insurance FEMA requires
38.1% of the homes FEMA requires to carry flood insurance in Newton County — those inside the mapped Special Flood Hazard Area — actually have a policy in force: 56 policies against 147 mandated structures, which means a meaningful share of legally-required coverage simply isn't there. Looking beyond the mandated zone, 0.3% of all residential structures in Newton County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
Where Newton County ranks
Among the 3144 US counties FEMA scores for flood hazard, Newton County ranks 1252 — 1 being the highest hazard nationally — and 524 by population among all 3144 counties covered here, where 1 is the largest. About 124,010 people live in Newton County, Georgia, spread over 273.814 square miles.
Your street may differ from Newton County's average
Across all of Newton County's 37,843 residential structures, 97 carry an NFIP policy today — a county-wide count that still can't tell you one address's own mapped zone.
Where Newton County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.