Ness County, KS: flood risk, in FEMA's own numbers
On FEMA's National Risk Index, Ness County scores at the 14.3th percentile for flood hazard, rated "Very Low" — among the lowest flood hazard in the country. The hazard here is driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 2 years. County-wide, not parcel-specific: FEMA's real flood-zone map is queried live, never shipped as a download.
Who actually carries the flood insurance FEMA requires
FEMA hasn't published a residential structure count for Ness County's mapped flood zone, so a reliable mandatory-compliance percentage can't be computed here — see the data quality guide for why this gap exists for roughly a quarter of US counties. Looking beyond the mandated zone, 0% of all residential structures in Ness County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
Ness County against the rest of the country
Among the 3144 US counties FEMA scores for flood hazard, Ness County ranks 2726 — 1 being the highest hazard nationally — and 2988 by population among all 3144 counties covered here, where 1 is the largest. Ness County, Kansas is home to about 2,617 people across 1,074.739 square miles of land.
Checking a specific address in Ness County
Across all of Ness County's 2,495 residential structures, 1 carry an NFIP policy today — a county-wide count that still can't tell you one address's own mapped zone.
Where Ness County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. Ness County's compliance figure is one of the ones affected by FEMA's incomplete denominator data — the data quality guide explains what that means and how many counties it touches.