How much flood risk does Neshoba County actually carry?
Neshoba County lands at the 41.4th percentile of FEMA's National Risk Index for flooding, "Relatively Low" territory — below the national norm for flood hazard — with the hazard driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 1.3 times a year. That's a county-wide figure, not a per-address one — FEMA's parcel maps are a live lookup, not a bulk file.
Who actually carries the flood insurance FEMA requires
Homes with a federally backed mortgage inside Neshoba County's mapped high-risk flood zone (the Special Flood Hazard Area, or SFHA) are legally required to carry an NFIP flood policy. In practice, 12.8% of them do — 26 active policies against 203 structures FEMA counts in that zone, leaving a real compliance gap. Across all residential structures in Neshoba County, not just the ones FEMA mandates, 0.3% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
Neshoba County against the rest of the country
Neshoba County sits at rank 1902 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 1472 of 3144 by population (1 is biggest). Neshoba County, Mississippi is home to about 28,973 people across 570.134 square miles of land.
Checking a specific address in Neshoba County
Across all of Neshoba County's 12,708 residential structures, 36 carry an NFIP policy today — a county-wide count that still can't tell you one address's own mapped zone.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Neshoba County's numbers. The guide to what the Special Flood Hazard Area actually means explains why the mandatory-insurance rule exists and who it applies to.