Muskingum County, OH flood risk explained
Flood hazard in Muskingum County sits at the 83.8th national percentile, a middling flood hazard by national standards; driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 2 times a year. This describes the county, not any one street — FEMA only publishes exact parcel zones through a live map service.
Muskingum County's flood-insurance compliance gap
Homes with a federally backed mortgage inside Muskingum County's mapped high-risk flood zone (the Special Flood Hazard Area, or SFHA) are legally required to carry an NFIP flood policy. In practice, 9.1% of them do — 60 active policies against 662 structures FEMA counts in that zone, leaving a real compliance gap. Looking beyond the mandated zone, 0.3% of all residential structures in Muskingum County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
Muskingum County against the rest of the country
Among the 3144 US counties FEMA scores for flood hazard, Muskingum County ranks 533 — 1 being the highest hazard nationally — and 682 by population among all 3144 counties covered here, where 1 is the largest. About 86,582 people live in Muskingum County, Ohio, spread over 664.546 square miles.
Checking a specific address in Muskingum County
96 of Muskingum County's 34,440 residential structures carry flood coverage of some kind, per FEMA's latest count — useful context, not a substitute for checking one parcel.
Where Muskingum County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.