Murray County, MN flood risk explained
Flood hazard in Murray County sits at the 25.8th national percentile, among the lowest flood hazard in the country; driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 1 years. County-wide, not parcel-specific: FEMA's real flood-zone map is queried live, never shipped as a download.
Mandatory flood insurance compliance in Murray County
FEMA hasn't published a residential structure count for Murray County's mapped flood zone, so a reliable mandatory-compliance percentage can't be computed here — see the data quality guide for why this gap exists for roughly a quarter of US counties. Looking beyond the mandated zone, 0.3% of all residential structures in Murray County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
How Murray County compares nationally
Among the 3144 US counties FEMA scores for flood hazard, Murray County ranks 2380 — 1 being the highest hazard nationally — and 2571 by population among all 3144 counties covered here, where 1 is the largest. Murray County, Minnesota covers 704.667 square miles and counts roughly 8,044 residents.
What to do next if you own or are buying in Murray County
FEMA counts 8,161 residential structures in Murray County overall, 23 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
Where Murray County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. Murray County's compliance figure is one of the ones affected by FEMA's incomplete denominator data — the data quality guide explains what that means and how many counties it touches.