How much flood risk does Murray County actually carry?
Murray County lands at the 49.6th percentile of FEMA's National Risk Index for flooding, "Relatively Low" territory — below the national norm for flood hazard — with the hazard driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 1 years. County-wide, not parcel-specific: FEMA's real flood-zone map is queried live, never shipped as a download.
Murray County's flood-insurance compliance gap
Out of 171 homes FEMA counts inside Murray County's mapped flood zone, 12 carry the flood policy federal law requires there — 7% compliance, short of full coverage. Across all residential structures in Murray County, not just the ones FEMA mandates, 0.1% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
How Murray County compares nationally
Murray County sits at rank 1646 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 1166 of 3144 by population (1 is biggest). Murray County, Georgia is home to about 41,316 people across 344.494 square miles of land.
Your street may differ from Murray County's average
19 of Murray County's 16,127 residential structures carry flood coverage of some kind, per FEMA's latest count — useful context, not a substitute for checking one parcel.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Murray County's numbers. The guide to what the Special Flood Hazard Area actually means explains why the mandatory-insurance rule exists and who it applies to.