How much flood risk does Morris County actually carry?
Morris County lands at the 24.2th percentile of FEMA's National Risk Index for flooding, "Very Low" territory — among the lowest flood hazard in the country — with the hazard driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 3 years. That's a county-wide figure, not a per-address one — FEMA's parcel maps are a live lookup, not a bulk file.
Morris County's flood-insurance compliance gap
Morris County is one of the counties where FEMA's own denominator for mandated flood-zone structures is missing, so no compliance rate is shown rather than a guessed one — the data quality guide covers how common this is. Across all residential structures in Morris County, not just the ones FEMA mandates, 0.3% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
Morris County against the rest of the country
Morris County sits at rank 2425 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 2271 of 3144 by population (1 is biggest). Morris County, Texas is home to about 12,184 people across 251.989 square miles of land.
Your street may differ from Morris County's average
14 of Morris County's 4,908 residential structures carry flood coverage of some kind, per FEMA's latest count — useful context, not a substitute for checking one parcel.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Morris County's numbers. See the data quality guide for why Morris County, like hundreds of other counties, doesn't get a clean compliance percentage.