How much flood risk does Morrill County actually carry?
Morrill County lands at the 16.3th percentile of FEMA's National Risk Index for flooding, "Very Low" territory — among the lowest flood hazard in the country — with the hazard driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 2 years. County-wide, not parcel-specific: FEMA's real flood-zone map is queried live, never shipped as a download.
Who actually carries the flood insurance FEMA requires
Morrill County is one of the counties where FEMA's own denominator for mandated flood-zone structures is missing, so no compliance rate is shown rather than a guessed one — the data quality guide covers how common this is. Across all residential structures in Morrill County, not just the ones FEMA mandates, 0.1% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
Morrill County against the rest of the country
Morrill County sits at rank 2666 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 2857 of 3144 by population (1 is biggest). Morrill County, Nebraska is home to about 4,485 people across 1,423.706 square miles of land.
What to do next if you own or are buying in Morrill County
FEMA counts 3,072 residential structures in Morrill County overall, 2 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Morrill County's numbers. See the data quality guide for why Morrill County, like hundreds of other counties, doesn't get a clean compliance percentage.