Montmorency County, MI flood risk explained
Flood hazard in Montmorency County sits at the 38.8th national percentile, below the national norm for flood hazard; driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 14 years. This describes the county, not any one street — FEMA only publishes exact parcel zones through a live map service.
Who actually carries the flood insurance FEMA requires
FEMA hasn't published a residential structure count for Montmorency County's mapped flood zone, so a reliable mandatory-compliance percentage can't be computed here — see the data quality guide for why this gap exists for roughly a quarter of US counties. Looking beyond the mandated zone, 0% of all residential structures in Montmorency County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
Where Montmorency County ranks
Among the 3144 US counties FEMA scores for flood hazard, Montmorency County ranks 1988 — 1 being the highest hazard nationally — and 2425 by population among all 3144 counties covered here, where 1 is the largest. Montmorency County, Michigan is home to about 9,828 people across 546.675 square miles of land.
Checking a specific address in Montmorency County
FEMA counts 12,031 residential structures in Montmorency County overall, 0 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
Where Montmorency County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. Montmorency County's compliance figure is one of the ones affected by FEMA's incomplete denominator data — the data quality guide explains what that means and how many counties it touches.