How much flood risk does Montgomery County actually carry?
Montgomery County lands at the 48.7th percentile of FEMA's National Risk Index for flooding, "Relatively Low" territory — below the national norm for flood hazard — with the hazard driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 1.7 times a year. That's a county-wide figure, not a per-address one — FEMA's parcel maps are a live lookup, not a bulk file.
Mandatory flood insurance compliance in Montgomery County
Montgomery County is one of the counties where FEMA's own denominator for mandated flood-zone structures is missing, so no compliance rate is shown rather than a guessed one — the data quality guide covers how common this is. Across all residential structures in Montgomery County, not just the ones FEMA mandates, 0.8% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
How Montgomery County compares nationally
Montgomery County sits at rank 1675 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 2536 of 3144 by population (1 is biggest). Montgomery County, Arkansas is home to about 8,510 people across 780.453 square miles of land.
Checking a specific address in Montgomery County
FEMA counts 5,679 residential structures in Montgomery County overall, 43 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Montgomery County's numbers. See the data quality guide for why Montgomery County, like hundreds of other counties, doesn't get a clean compliance percentage.