Monroe County, PA flood risk explained
Flood hazard in Monroe County sits at the 88.1th national percentile, a middling flood hazard by national standards; driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 2.2 times a year. This describes the county, not any one street — FEMA only publishes exact parcel zones through a live map service.
Monroe County's flood-insurance compliance gap
Out of 1,192 homes FEMA counts inside Monroe County's mapped flood zone, 239 carry the flood policy federal law requires there — 20.1% compliance, short of full coverage. Looking beyond the mandated zone, 0.5% of all residential structures in Monroe County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
How Monroe County compares nationally
Among the 3144 US counties FEMA scores for flood hazard, Monroe County ranks 394 — 1 being the highest hazard nationally — and 421 by population among all 3144 counties covered here, where 1 is the largest. About 166,523 people live in Monroe County, Pennsylvania, spread over 608.361 square miles.
Your street may differ from Monroe County's average
356 of Monroe County's 72,810 residential structures carry flood coverage of some kind, per FEMA's latest count — useful context, not a substitute for checking one parcel.
Where Monroe County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.