Moffat County, CO flood risk explained
Flood hazard in Moffat County sits at the 30.7th national percentile, among the lowest flood hazard in the country; driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 2 years. That's a county-wide figure, not a per-address one — FEMA's parcel maps are a live lookup, not a bulk file.
Moffat County's flood-insurance compliance gap
FEMA hasn't published a residential structure count for Moffat County's mapped flood zone, so a reliable mandatory-compliance percentage can't be computed here — see the data quality guide for why this gap exists for roughly a quarter of US counties. Looking beyond the mandated zone, 0.3% of all residential structures in Moffat County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
Moffat County against the rest of the country
Among the 3144 US counties FEMA scores for flood hazard, Moffat County ranks 2236 — 1 being the highest hazard nationally — and 2212 by population among all 3144 counties covered here, where 1 is the largest. Moffat County, Colorado covers 4,743.244 square miles and counts roughly 13,142 residents.
What to do next if you own or are buying in Moffat County
20 of Moffat County's 5,947 residential structures carry flood coverage of some kind, per FEMA's latest count — useful context, not a substitute for checking one parcel.
Where Moffat County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. Moffat County's compliance figure is one of the ones affected by FEMA's incomplete denominator data — the data quality guide explains what that means and how many counties it touches.