How much flood risk does Mitchell County actually carry?
Mitchell County lands at the 18.2th percentile of FEMA's National Risk Index for flooding, "Very Low" territory — among the lowest flood hazard in the country — with the hazard driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 1.6 times a year. That's a county-wide figure, not a per-address one — FEMA's parcel maps are a live lookup, not a bulk file.
Mandatory flood insurance compliance in Mitchell County
Mitchell County is one of the counties where FEMA's own denominator for mandated flood-zone structures is missing, so no compliance rate is shown rather than a guessed one — the data quality guide covers how common this is. Across all residential structures in Mitchell County, not just the ones FEMA mandates, 0.1% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
How Mitchell County compares nationally
Mitchell County sits at rank 2611 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 2497 of 3144 by population (1 is biggest). Mitchell County, Texas covers 911.093 square miles and counts roughly 8,968 residents.
Your street may differ from Mitchell County's average
2 of Mitchell County's 3,684 residential structures carry flood coverage of some kind, per FEMA's latest count — useful context, not a substitute for checking one parcel.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Mitchell County's numbers. See the data quality guide for why Mitchell County, like hundreds of other counties, doesn't get a clean compliance percentage.