Is Milam County, TX in a flood zone?
FEMA's National Risk Index puts Milam County's flood hazard at the 51.7th percentile nationally — below the national norm for flood hazard — driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 1.7 times a year. This describes the county, not any one street — FEMA only publishes exact parcel zones through a live map service.
Mandatory flood insurance compliance in Milam County
Milam County is one of the counties where FEMA's own denominator for mandated flood-zone structures is missing, so no compliance rate is shown rather than a guessed one — the data quality guide covers how common this is. Across all residential structures in Milam County, not just the ones FEMA mandates, 0.4% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
Milam County against the rest of the country
Milam County sits at rank 1583 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 1569 of 3144 by population (1 is biggest). About 26,159 people live in Milam County, Texas, spread over 1,016.356 square miles.
Your street may differ from Milam County's average
46 of Milam County's 10,723 residential structures carry flood coverage of some kind, per FEMA's latest count — useful context, not a substitute for checking one parcel.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Milam County's numbers. See the data quality guide for why Milam County, like hundreds of other counties, doesn't get a clean compliance percentage.