Midland County, TX: flood risk, in FEMA's own numbers
On FEMA's National Risk Index, Midland County scores at the 80.5th percentile for flood hazard, rated "Relatively Moderate" — a middling flood hazard by national standards. The hazard here is driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 4.3 times a year. County-wide, not parcel-specific: FEMA's real flood-zone map is queried live, never shipped as a download.
Midland County's flood-insurance compliance gap
FEMA hasn't published a residential structure count for Midland County's mapped flood zone, so a reliable mandatory-compliance percentage can't be computed here — see the data quality guide for why this gap exists for roughly a quarter of US counties. Looking beyond the mandated zone, 1.9% of all residential structures in Midland County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
Where Midland County ranks
Among the 3144 US counties FEMA scores for flood hazard, Midland County ranks 638 — 1 being the highest hazard nationally — and 378 by population among all 3144 counties covered here, where 1 is the largest. Midland County, Texas is home to about 183,587 people across 900.358 square miles of land.
What to do next if you own or are buying in Midland County
Across all of Midland County's 54,043 residential structures, 1,038 carry an NFIP policy today — a county-wide count that still can't tell you one address's own mapped zone.
Where Midland County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. Midland County's compliance figure is one of the ones affected by FEMA's incomplete denominator data — the data quality guide explains what that means and how many counties it touches.