Menifee County, KY flood risk explained
Flood hazard in Menifee County sits at the 21.8th national percentile, among the lowest flood hazard in the country; driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 1.5 times a year. County-wide, not parcel-specific: FEMA's real flood-zone map is queried live, never shipped as a download.
Who actually carries the flood insurance FEMA requires
Homes with a federally backed mortgage inside Menifee County's mapped high-risk flood zone (the Special Flood Hazard Area, or SFHA) are legally required to carry an NFIP flood policy. In practice, 17.5% of them do — 22 active policies against 126 structures FEMA counts in that zone, leaving a real compliance gap. Looking beyond the mandated zone, 0.8% of all residential structures in Menifee County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
Where Menifee County ranks
Among the 3144 US counties FEMA scores for flood hazard, Menifee County ranks 2502 — 1 being the highest hazard nationally — and 2710 by population among all 3144 counties covered here, where 1 is the largest. About 6,341 people live in Menifee County, Kentucky, spread over 203.538 square miles.
Your street may differ from Menifee County's average
27 of Menifee County's 3,340 residential structures carry flood coverage of some kind, per FEMA's latest count — useful context, not a substitute for checking one parcel.
Where Menifee County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.