Meade County, SD flood risk explained
Flood hazard in Meade County sits at the 51.9th national percentile, below the national norm for flood hazard; driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 1.4 times a year. That's a county-wide figure, not a per-address one — FEMA's parcel maps are a live lookup, not a bulk file.
Mandatory flood insurance compliance in Meade County
Out of 424 homes FEMA counts inside Meade County's mapped flood zone, 60 carry the flood policy federal law requires there — 14.2% compliance, short of full coverage. Looking beyond the mandated zone, 0.5% of all residential structures in Meade County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
Meade County against the rest of the country
Among the 3144 US counties FEMA scores for flood hazard, Meade County ranks 1578 — 1 being the highest hazard nationally — and 1415 by population among all 3144 counties covered here, where 1 is the largest. About 30,918 people live in Meade County, South Dakota, spread over 3,470.934 square miles.
Checking a specific address in Meade County
FEMA counts 12,209 residential structures in Meade County overall, 65 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
Where Meade County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.