How much flood risk does Manistee County actually carry?
Manistee County lands at the 56.9th percentile of FEMA's National Risk Index for flooding, "Relatively Low" territory — below the national norm for flood hazard — with the hazard driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 2 years. This describes the county, not any one street — FEMA only publishes exact parcel zones through a live map service.
Manistee County's flood-insurance compliance gap
Manistee County is one of the counties where FEMA's own denominator for mandated flood-zone structures is missing, so no compliance rate is shown rather than a guessed one — the data quality guide covers how common this is. Across all residential structures in Manistee County, not just the ones FEMA mandates, 0.3% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
Where Manistee County ranks
Manistee County sits at rank 1419 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 1605 of 3144 by population (1 is biggest). Manistee County, Michigan covers 542.325 square miles and counts roughly 25,519 residents.
Your street may differ from Manistee County's average
FEMA counts 14,093 residential structures in Manistee County overall, 37 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Manistee County's numbers. See the data quality guide for why Manistee County, like hundreds of other counties, doesn't get a clean compliance percentage.