Lowndes County, AL flood risk explained
Flood hazard in Lowndes County sits at the 31.9th national percentile, among the lowest flood hazard in the country; driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 2 years. This describes the county, not any one street — FEMA only publishes exact parcel zones through a live map service.
Lowndes County's flood-insurance compliance gap
Out of 316 homes FEMA counts inside Lowndes County's mapped flood zone, 57 carry the flood policy federal law requires there — 18% compliance, short of full coverage. Looking beyond the mandated zone, 1.6% of all residential structures in Lowndes County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
Lowndes County against the rest of the country
Among the 3144 US counties FEMA scores for flood hazard, Lowndes County ranks 2200 — 1 being the highest hazard nationally — and 2451 by population among all 3144 counties covered here, where 1 is the largest. Lowndes County, Alabama is home to about 9,485 people across 716.085 square miles of land.
Your street may differ from Lowndes County's average
Across all of Lowndes County's 3,845 residential structures, 62 carry an NFIP policy today — a county-wide count that still can't tell you one address's own mapped zone.
Where Lowndes County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.