Logan County, KY flood risk explained
Flood hazard in Logan County sits at the 41.6th national percentile, below the national norm for flood hazard; driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 1.2 times a year. This describes the county, not any one street — FEMA only publishes exact parcel zones through a live map service.
Mandatory flood insurance compliance in Logan County
Out of 336 homes FEMA counts inside Logan County's mapped flood zone, 49 carry the flood policy federal law requires there — 14.6% compliance, short of full coverage. Looking beyond the mandated zone, 0.4% of all residential structures in Logan County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
How Logan County compares nationally
Among the 3144 US counties FEMA scores for flood hazard, Logan County ranks 1897 — 1 being the highest hazard nationally — and 1488 by population among all 3144 counties covered here, where 1 is the largest. Logan County, Kentucky covers 552.222 square miles and counts roughly 28,467 residents.
What to do next if you own or are buying in Logan County
FEMA counts 12,827 residential structures in Logan County overall, 56 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
Where Logan County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.