Is Live Oak County, TX in a flood zone?
FEMA's National Risk Index puts Live Oak County's flood hazard at the 25.3th percentile nationally — among the lowest flood hazard in the country — driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 1.7 times a year. This describes the county, not any one street — FEMA only publishes exact parcel zones through a live map service.
Live Oak County's flood-insurance compliance gap
Live Oak County is one of the counties where FEMA's own denominator for mandated flood-zone structures is missing, so no compliance rate is shown rather than a guessed one — the data quality guide covers how common this is. Across all residential structures in Live Oak County, not just the ones FEMA mandates, 2% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
Live Oak County against the rest of the country
Live Oak County sits at rank 2394 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 2282 of 3144 by population (1 is biggest). About 11,967 people live in Live Oak County, Texas, spread over 1,039.695 square miles.
Checking a specific address in Live Oak County
Across all of Live Oak County's 4,787 residential structures, 95 carry an NFIP policy today — a county-wide count that still can't tell you one address's own mapped zone.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Live Oak County's numbers. See the data quality guide for why Live Oak County, like hundreds of other counties, doesn't get a clean compliance percentage.