Lincoln County, WA: flood risk, in FEMA's own numbers
On FEMA's National Risk Index, Lincoln County scores at the 50th percentile for flood hazard, rated "Relatively Low" — below the national norm for flood hazard. The hazard here is driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 2 years. This describes the county, not any one street — FEMA only publishes exact parcel zones through a live map service.
Lincoln County's flood-insurance compliance gap
FEMA hasn't published a residential structure count for Lincoln County's mapped flood zone, so a reliable mandatory-compliance percentage can't be computed here — see the data quality guide for why this gap exists for roughly a quarter of US counties. Looking beyond the mandated zone, 0.5% of all residential structures in Lincoln County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
How Lincoln County compares nationally
Among the 3144 US counties FEMA scores for flood hazard, Lincoln County ranks 1633 — 1 being the highest hazard nationally — and 2291 by population among all 3144 counties covered here, where 1 is the largest. Lincoln County, Washington covers 2,310.603 square miles and counts roughly 11,862 residents.
What to do next if you own or are buying in Lincoln County
FEMA counts 7,396 residential structures in Lincoln County overall, 33 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
Where Lincoln County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. Lincoln County's compliance figure is one of the ones affected by FEMA's incomplete denominator data — the data quality guide explains what that means and how many counties it touches.