How much flood risk does Lincoln County actually carry?
Lincoln County lands at the 77.6th percentile of FEMA's National Risk Index for flooding, "Relatively Moderate" territory — a middling flood hazard by national standards — with the hazard driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 2.3 times a year. This describes the county, not any one street — FEMA only publishes exact parcel zones through a live map service.
Mandatory flood insurance compliance in Lincoln County
Out of 377 homes FEMA counts inside Lincoln County's mapped flood zone, 156 carry the flood policy federal law requires there — 41.4% compliance, short of full coverage. Across all residential structures in Lincoln County, not just the ones FEMA mandates, 2.1% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
Where Lincoln County ranks
Lincoln County sits at rank 735 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 1827 of 3144 by population (1 is biggest). About 20,025 people live in Lincoln County, New Mexico, spread over 4,831.115 square miles.
Your street may differ from Lincoln County's average
267 of Lincoln County's 12,788 residential structures carry flood coverage of some kind, per FEMA's latest count — useful context, not a substitute for checking one parcel.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Lincoln County's numbers. The guide to what the Special Flood Hazard Area actually means explains why the mandatory-insurance rule exists and who it applies to.