Is Lincoln County, MN in a flood zone?
FEMA's National Risk Index puts Lincoln County's flood hazard at the 28.9th percentile nationally — among the lowest flood hazard in the country — driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 1 times a year. This describes the county, not any one street — FEMA only publishes exact parcel zones through a live map service.
Lincoln County's flood-insurance compliance gap
Lincoln County is one of the counties where FEMA's own denominator for mandated flood-zone structures is missing, so no compliance rate is shown rather than a guessed one — the data quality guide covers how common this is. Across all residential structures in Lincoln County, not just the ones FEMA mandates, 0% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
Lincoln County against the rest of the country
Lincoln County sits at rank 2289 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 2771 of 3144 by population (1 is biggest). About 5,564 people live in Lincoln County, Minnesota, spread over 536.786 square miles.
What to do next if you own or are buying in Lincoln County
Across all of Lincoln County's 6,417 residential structures, 2 carry an NFIP policy today — a county-wide count that still can't tell you one address's own mapped zone.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Lincoln County's numbers. See the data quality guide for why Lincoln County, like hundreds of other counties, doesn't get a clean compliance percentage.