Lincoln County, CO flood risk explained
Flood hazard in Lincoln County sits at the 14.8th national percentile, among the lowest flood hazard in the country; driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 2 years. County-wide, not parcel-specific: FEMA's real flood-zone map is queried live, never shipped as a download.
Who actually carries the flood insurance FEMA requires
FEMA hasn't published a residential structure count for Lincoln County's mapped flood zone, so a reliable mandatory-compliance percentage can't be computed here — see the data quality guide for why this gap exists for roughly a quarter of US counties. Looking beyond the mandated zone, 0.2% of all residential structures in Lincoln County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
Lincoln County against the rest of the country
Among the 3144 US counties FEMA scores for flood hazard, Lincoln County ranks 2712 — 1 being the highest hazard nationally — and 2767 by population among all 3144 counties covered here, where 1 is the largest. About 5,598 people live in Lincoln County, Colorado, spread over 2,577.73 square miles.
What to do next if you own or are buying in Lincoln County
Across all of Lincoln County's 2,531 residential structures, 5 carry an NFIP policy today — a county-wide count that still can't tell you one address's own mapped zone.
Where Lincoln County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. Lincoln County's compliance figure is one of the ones affected by FEMA's incomplete denominator data — the data quality guide explains what that means and how many counties it touches.